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In times like these...

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So the proud airship known as Wall Street is going down in a billow of flame. Evidently there was a leak in the gigantic bag of hydrogen that was the U.S. economy, and nearby stood some short-sellers and derivatives traders lighting up their cigarettes. Oops. Things are getting bad and intend to get worse. Time magazine leads with a photo of Depression-era guys standing in a soup line. GM stock is about the same price now as the year before I was born. There's a minus sign in front of the most important number on my 401(k), and that number is close to what used to be my annual salary. Worse, my friends in OPEC are barely making ends meet, now that oil has gone from $147 a barrel to $78. Might be a slim Christmas even in Qatar. Ha ha. Times like these, you need to take a deep breath, look at the big picture. I look out the window in Wichita, and the sun is shining and there's a young couple in a new Jeep Liberty cruising by to take a look at the house next door -- on the mark...